YouHolder stands out as a centralized crypto-lending and borrowing platform, providing a range of services tailored for both lenders and borrowers. Through our platform, users can earn interest on their crypto holdings or secure loans as needed. Additionally, we offer an exchange service facilitating swaps between fiat and various cryptocurrencies, or between different cryptocurrencies.
What sets us apart from other platforms with similar functions are our innovative products: MultiHODL and Turbocharge. These tools empower users to optimize their returns, albeit with a higher level of risk. With MultiHODL, investors can diversify their holdings across multiple assets, while Turbocharge allows for leveraging positions to potentially amplify gains. These unique features distinguish YouHolder as a dynamic and forward-thinking platform in the crypto lending and borrowing landscape.
YouHolder official site – Link
Services Offered
Crypto Lending:
- Users can earn interest by lending their cryptocurrencies.
Crypto Borrowing:
- Borrowers can use their crypto assets as collateral to get a loan
Exchange Services:
- YouHodler allows users to exchange fiat for crypto and crypto for crypto.
MultiHODL and Turbocharge:
- MultiHODL: Investors can spread their investments across multiple assets to optimize returns and manage risk effectively.
- Turbocharge: Users can increase their gains by using collateralized loans to leverage their positions.
Security
YouHodler makes security a top priority for users’ funds and personal information.
- Encryption:Industry-standard encryption is used to protect data.
- Cold Storage: Most funds are stored in cold storage for enhanced security.
- Two-Factor Authentication (2FA): An additional layer of security is implemented for account access.
Regulation and Compliance
YouHodler operates according to legal requirements in the jurisdictions it serves.
- KYC (Know Your Customer): YouHodler implements a verification process to ensure user identity.
- AML (Anti-Money Laundering): YouHodler follows procedures to prevent money laundering activities.
User Experience
YouHodler’s platform is designed to be user-friendly for both beginners and experienced cryptocurrency users.
- User-Friendly Interface:It has an intuitive design.
- Smooth Transactions: Easy deposit and withdrawal process for cryptocurrencies.
Customer Support
YouHodler offers multiple support channels:
- Email and Live Chat: Available for user inquiries and assistance.
- Help Center: Comprehensive FAQs and guides.
Fees
YouHodler offers competitive and transparent fees for its services.:
- Loan Interest Rates: Clearly displayed on the platform.
- Exchange Fees: Low fees for asset conversions.
- Deposit and Withdrawal Fees: Vary by method and currency; details provided below.
Deposit Fees:
- Bank Wire: USD SWIFT: $25, GBP: £20.
- Bank Card: 1% for AdvCash wallet, 4.5% for direct bank card payments.
- Crypto Deposits: Typically no fees, though gas fees may apply.
Withdrawal Fees:
- USD (SWIFT): 1.5% (min $70) / EUR (SEPA): €5 / GBP: 0.15% (min £55)
- Crypto Withdrawals: Fees vary by cryptocurrency (e.g., ETH: 0.003 ETH).
Exchange Fees:
- Crypto to Fiat: 0.4%
- Crypto to Crypto: 0.0002%
Turbocharge Fees: Vary based on loan terms and duration.
Promotions and Incentives
YouHodler offers a variety of promotions:
- Affiliate and Partner Programs: Earn rewards for successful referrals.
- Trading Incentives: Earn rewards for trading specific tokens, loan discounts, and more.
Mobile Apps
YouHodler’s mobile app is available for iOS and Android:
- Features: Includes deposit/withdrawal functions and loan management.
- Interface: Clean and intuitive, mirroring the web platform.
Currencies that can earn interest with YouHodler
- Bitcoin (BTC)
- Ethereum (ETH)
- Compound (COMP)
- Synthetix (SNX)
- Litecoin (LTC)
- Bancor (BNT)
- Bitcoin Cash (BCH)
- Augur (REP)
- Maker (MKR)
- OmiseGo (OMG)
- Binance Coin (BNB)
- Bitcoin SV (BSV)
- Chainlink (LINK)
- SushiSwap (SUSHI)
- Paxos Gold (PAXG)
- Stellar (XLM)
- Dash (DASH)
- Huobi Token (HT)
- Uniswap (UNI)
- Yearn.finance (YFI)
- Dogecoin (DOGE)
- 0x (ZRX)
- EOS (EOS)
- Basic Attention Token (BAT)
Stablecoins:
- Tether (USDT)
- DAI (DAI)
- STASIS EURO (EURS)
- USD Coin (USDC)
- Binance USD (BUSD)
- Paxos Standard (PAX)
- HUSD (HUSD)
- TrueUSD (TUSD)
Available Trading Pairs and Order Types
Trading Pairs:
- Over 60 pairs, including crypto/crypto, crypto/fiat, and stablecoins.
Order Types:
- Market Order: Execute at the best available price.
- Limit Order: Set a specific price to buy/sell.
- Take Profit Order: Set a price to secure profits.
- Stop Loss Order: Set a price to prevent further loss.
Pros and Cons
Pros:
- Generate returns on crypto holdings.
- Utilize crypto assets as loan collateral.
- Access advanced trading instruments.
- Strict KYC and AML protocols.
- Responsive customer support.
Cons:
- Not accessible for U.S. residents.
- Minimum investment thresholds.
- Potential transparency concerns.
- High APRs on loans.
How to Sign Up for YouHodler
- Visit Website: Go to the YouHodler website and click ‘Sign Up’.
- Enter Details: Provide your country, email, and create a strong password.
- Verify Account: Please follow the verification steps sent to your email.
- Complete KYC: Submit government-issued documentation as required for verification.
You can also sign up directly with your email or Apple ID without creating an account by filling out the form.
Congratulations! Your YouHodler account is now active. Unlock additional features by completing the KYC process.
Community and Reputation
YouHodler has built a strong community of users who are actively engaged with the platform, earning a positive reputation for reliability, transparency, and innovation in the crypto community.